SBA 504 Loans
The Nitty-Gritty of SBA 504 Loans
Long-term, fixed-rate financing. Use fixed assets for expansion or modernization.
The Cool Twist:
- Shared costs with Certified Development Companies (CDCs)
- CDCs throw in 40% of the loan, banks add up to 50%
- Your contribution? As little as 10% of the project cost
What Can You Finance?
- Real estate (up to 25 years)
- Machinery and equipment (up to 10 years)
- No working capital or debt refinancing allowed
SBA 504 Loans
The Nitty-Gritty of SBA 504 Loans
Long-term, fixed-rate financing. Use fixed assets for expansion or modernization.
The Cool Twist:
- Shared costs with Certified Development Companies (CDCs)
- CDCs throw in 40% of the loan, banks add up to 50%
- Your contribution? As little as 10% of the project cost
What Can You Finance?
- Real estate (up to 25 years)
- Machinery and equipment (up to 10 years)
- No working capital or debt refinancing allowed
Benefits of SBA Loans
An SBA loan is a business loan guaranteed by the U.S. Small Business Administration (SBA). These loans are specifically designed to assist small businesses with various financial needs, such as covering startup costs, expansions, real estate purchases, or other business expenses.
SBA loans are highly desirable due to their lower interest rates and substantially longer repayment terms, which provide the necessary funding without disrupting your cash flow.
Our SBA partners, designated as Preferred Lending Program (PLP) lenders by the SBA, have the authority to make credit decisions in-house, saving you weeks of waiting for SBA approvals.
Remember, SBA loans are like your business’s trusty sidekick—helping you conquer financial challenges one loan at a time.
Two ways to get started.....
Schedule brief initial call:
Complete quick online form:
Two ways to get started.....
Schedule brief initial call:
Complete quick online form:
Benefits of SBA Loans
An SBA loan is a business loan guaranteed by the U.S. Small Business Administration (SBA). These loans are specifically designed to assist small businesses with various financial needs, such as covering startup costs, expansions, real estate purchases, or other business expenses.
Remember, SBA loans are like your business’s trusty sidekick—helping you conquer financial challenges one loan at a time.
SBA loans are highly desirable due to their lower interest rates and substantially longer repayment terms, which provide the necessary funding without disrupting your cash flow.
Our SBA partners, designated as Preferred Lending Program (PLP) lenders by the SBA, have the authority to make credit decisions in-house, saving you weeks of waiting for SBA approvals.